Mortgages

Buzzing Toward Your Dream Home: When you choose Bee Smart Mortgages, you're not just getting a mortgage; you're getting a golden key to your dream hive! Let us know what kind of mortgage you need and we will be in touch.

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Working with 130+ lenders

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Discover more about mortgages

  • Purchases
  • Remortgages
  • First Time Buyers
  • Buy to Let

Purchases

Embarking on your journey to homeownership with Bee Smart Mortgages is like stepping into the sunshine of your dream home. Our friendly team guides you through every step, making the mortgage process a breeze. 


We're here to turn your aspirations into an address, offering tailored solutions that fit your life seamlessly. Your new home isn't just a house; it's a haven, and we're excited to help you unlock the door to a brighter future.

Remortgages

Remortgaging with us is like giving your home a fresh coat of paint—it's a smart and vibrant choice. Our friendly team simplifies the process, ensuring you get the best rates and terms tailored to your needs. 


Whether you're looking to lower your monthly payments, release equity, or find a better deal, we're here to make your homeownership journey even better. With Bee Smart Mortgages, you're not just refinancing; you're refreshing your financial outlook. Let's make your home even sweeter together!

First Time Buyers

Buying your first home with Bee Smart Mortgages is like finding the missing piece to your life's puzzle - a journey filled with excitement and support. Our friendly team specialises in guiding first-time buyers through the process. We'll explain every step, help you secure an affordable mortgage, and turn your dream of homeownership into a reality. 


With Bee Smart Mortgages, you're not just a first-time buyer; you're a cherished member of our growing hive. It's your new beginning, made sweeter with us by your side!


Buy to Let

Investing in property with a Buy-to-Let mortgage from Bee Smart Mortgages is like planting seeds for a fruitful future. Our friendly team understands the unique dynamics of the rental market and is here to guide you every step of the way. We'll help you secure the right mortgage for your investment, ensuring maximum returns and peace of mind. 


With Bee Smart Mortgages, you're not just an investor; you're part of a thriving community of property enthusiasts. Let's grow your portfolio together!


"Sian helped me get a mortgage on my own for the first time. She was incredibly kind, patient and attentive. Thank you so much!"
Abigail Playford - First time buyer
"Sian recently found me a great insurance policy for me BTL, at a great price too! Sian secured the deal quickly and efficiently, all at short notice."
Ryan Clay
"Sian is highly knowledgeable and went above and beyond to answer any questions I had and provided lots of information. Always kept us in contact with the process and found us an amazing deal!"
Abbi Grace
"Sian works seamlessly and is always there for any questions I may have, and makes me feel confident when making mortgage decisions with her expert guidance and advice"
Ryan Clay
Get a mortgage
Speak to one of our advisers

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £500 membership fee, paid when the full mortgage application has been submitted to the lender.

Purchases - Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgages - Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

First Time Buyers - Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy To Let - Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.